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Scammers typically target people over 40 years old who are divorced, widowed or single again. They often claim to be named James, John or David and have some story about why they need money sent to them right away What is romance or dating scam? Romance or dating scams are a type of financial fraud and confidence trick in which the victim is persuaded to send money, often via wire transfer, to a non-existent lover, a fake love rival, or the scammer themselves.