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Prepaid Cards Prepaid cards are simply a plastic alternative to carrying money. A prepaid card is not linked to a bank checking account or to a credit union share draft account. They are not a credit card so you can’t run up debts on them. They have the MasterCard/Visa/UnionPay logo on them so that you can spend with them anywhere that accepts these card scheme networks just like with a debit or credit card.
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